How does it work?

Throughout his career, Stephen has structured his counseling, therapy, and coaching to be simple, brief, economical, and "results" guided.  Your first consultation with him is FREE so that you can comfortably decide if his planning assistance and ideas will likely be of clear value in your particular situation.  Stephen's time, if needed further, is billed at $150 hourly, by cash or check, and there's consideration of a reduced rate if an individual's personal finances are presently in distress. There also are substantial discounts for in-person sessions "off-season" (summers) and anytime for individual phone or e-mail consultations.   In fact, Stephen has  helped many individuals in one or two focused sessions and has enabled others to make quick and substantial "comebacks"  from major financial setbacks.
Stephen resides in Palm Beach and, in his "retirement," has access to conference offices in Palm Beach and downtown Lake Worth. He's local and county business-licensed.  He also sees clients at their homes or, casually, in area coffee shops.  It's really about making this process as easy as possible.  Call Stephen at 561/547-0390 or e-mail him at palmbeach7@gmail.com.